California Car Insurance Requirements
California law requires all vehicle owners have insurance which provides cover for personal injury and property damage coverage.
In the state of California's request for a minimum cover for personal injuries is $ 15,000 per person injured in an accident, and $ 30,000 for all persons injured in an accident.
The required minimum coverage for property damage is $ 5000 for damage to or destruction of property of others in an accident.
Optional> Insurance coverage for uninsured drivers. If the insured that choice, the actual coverage will be bought over the amount of coverage required in personal injury. If the insured more than the required amount of cover damage buy underinsured motorist coverage can be purchased in a smaller amount. The state of California is not required uninsured motorist coverage in any amount greater than provided$ 30,000 for personal injury in an accident and $ 60,000 for all persons involved in an accident.
As well, if the insured motorist coverage is purchased, then the policy is underinsured motorist coverage. California requires insurers to offer for the purchase of underinsured motorist coverage in an amount equal to that purchased for uninsured motorist coverage. Insurers can, however, offer a greater amount of underinsured motorist coverage thanUninsured motorist coverage actually purchased by the contractor.
California requires liability limits of 12/30/5 which is $ 20,000 for injury to persons and U.S. $ 30,000 to cover for personal injury from an accident, they pay for medical expenses and lost wages. The last number 5 is $ 5000 to cover the damage per accident to pay for the repair and / or replacement of damaged property or other than that assured self-destructionVehicle.
Personal Injury Protection (PIP) and No-Fault Coverage are not required by the state.
The addition of collision coverage and comprehensive insurance is optional insurance in California.